Lending
Our partner, ROK Financial, makes the pre-approval process easier than ever.
We can assist you in securing a residential or commercial loan, working capital loan, SBA loan, fix and flip financing, or a business line of credit by connecting you with our reliable and trusted partners at ROK Financial. Our collaboration with ROK Financial ensures you receive tailored financing solutions to meet your specific real estate and business needs efficiently and professionally. Contact us to explore your options, or click the button below to secure the right funding for your goals.
The Importance of Obtaining Pre-Approval Before Starting Your Property Search
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A pre-approval letter strengthens your position during negotiations, potentially giving you more flexibility on terms or even price, because the seller knows your financing is likely secure.
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Knowing you have the financial backing to make an offer allows you to house hunt with confidence and move quickly when you find the right home.
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Since much of your financial information has already been gathered and verified during pre-approval, it can significantly accelerate the time it takes to get final loan approval and close the deal once an offer is accepted.
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Many real estate agents require buyers to be pre-approved before they start showing them homes, as it confirms the buyer's ability to purchase and ensures their time is spent efficiently.
Which Financing Option is Right for You?
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Residential Investment Property Financing
An investment property loan is a loan that is used to purchase a property that will produce income. It is typically used for purchasing a property to renovate to generate rental income.
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Commercial Real Estate Financing
Commercial real estate is property intended for business use. This includes office buildings, retail locations, warehouses, and industrial facilities. Commercial real estate transactions involve buying, selling, or leasing these properties to support business activities.
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Working Capital Loan
A Working Capital Loan is short-term financing designed to help maintain cash flow and cover a business’s everyday operational expenses, such as payroll, rent, and inventory. Whether a business is navigating seasonal fluctuations or seizing a growth opportunity, a working capital loan can provide the necessary funds to keep operations running smoothly.
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Business Line of Credit
A business line of credit is a flexible financing option that allows businesses to borrow funds as needed, similar to a credit card. Interest is paid only on the borrowed amount, and funds can be used for various purposes like managing cash flow or covering unexpected expenses. Once repaid, the credit becomes available again, making it a revolving form of credit that can be accessed repeatedly.
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Fix & Flip Financing
Fix-and-flip financing is a short-term loan for real estate investors to buy, renovate, and sell properties, with funding based on the property's after-repair value (ARV).
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SBA Loans
An SBA loan is a government-backed loan that can be used for starting or expanding a business. The loan has certain requirements for eligibility, such as size standards, providing the ability to repay and a solid business purpose.